Refinancing a mortgage with the help of a mortgage broker can be a smart move for homeowners looking to improve their loan terms. Mortgage brokers act as intermediaries between borrowers and a variety of lenders, offering access to more loan options than what might be available through a single bank or lender. They can help secure better interest rates, lower monthly payments, or more flexible loan terms by shopping around and negotiating on behalf of the borrower. Brokers also simplify the refinancing process by handling much of the paperwork and providing guidance throughout.